Royal Member holding a credit card

Platinum Rewards Visa® Credit Card

Our credit card has one low rate for everyone and no-fee balance transfers at any time

Call us at 800-341-9911 or visit an office

Get one of the best interest rates around with our Platinum Rewards Visa® Credit Card.

Our credit card has one low rate for everyone that qualifies! There are no confusing rate tiers and no need to jump through hoops to get this low rate!

Why Choose Our Great Card

  • You can enjoy the ability to pay anywhere with Visa® and earn rewards with every purchase.
  • Our credit card is fully compatible with digital wallets like Apple Pay™ and Google Pay™.
  • There are also no annual fees and no balance transfer fees.
  • It’s a smart way to spend that can even help keep your credit score healthy.

Current Platinum Rewards Visa® Credit Card Rate

Monthly Payment

The Royal Platinum Rewards Visa® credit card offers no-fee balance transfers at any time!


Credit Card collage image

A Smarter Way To Spend

  • Earn points on purchases with uChoose Rewards®
  • No annual fee
  • No balance transfer fee
  • 2% or $25 minimum monthly payment

Credit Card Benefits

  • Extended warranty protection** and purchase security**
  • Travel and emergency assistance services^
  • Roadside dispatch®^
  • The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened

Free Tech Features

  • Apple Pay®, Google Play™, and Samsung Pay™ compatible*
  • Easier online ordering with Visa Secure Remote Commerce
  • Free online banking and mobile app

How to Get Started

Applying for a Royal credit card is easy!

Apply Online Now

Fill in your info on our easy online application.

Schedule An Appointment

Meet a Royal expert at an office to complete your application.

Need Help?

If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.