Our low interest rates, local loan decisions, and flexible repayment terms will keep you smiling as you get behind the wheel. Use our auto loan calculator to find out how much car you can afford, or see our great auto loan interest rates below. Then use our easy online application to get preapproved and save time at the dealership.
2018 & Newer Vehicle Rates
2011-2017 Vehicle Rates
2010 & Older Vehicle Rates
Do your own auto buying research from anywhere! You can shop local inventory, research new vehicles, request a quote, and apply for a loan. Our Royal Credit Union Research Garage is always open, before you ever visit a dealer.
Refinancing your vehicle could let you take advantage of lower interest rates and save money!
Helpful Tools & Calculators
Get more information about auto loan options or use our auto loan calculators!
*Same-day approval available on most loans; loan approval times may vary. Offer subject to change at any time. Interest will continue to accrue on the loan balance from the origination date until the deferred payment start date.